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    Smart Spending Los Angeles

    With Smart Spending Los Angeles you will find tips to enjoy life more while spending less. You work hard for the money, might as well maximize it’s value. Our goal is to help you simplify your financial life so you can spend with confidence.

    You know you can’t diet your way to an amazing body. Similarly, you can’t penny pinch your way to Financial Freedom.  This section of the best Financial Planner LA blog will help you find ways to Spend Smarter so your dollars go farther.  Living your best life doesn’t have to cost a fortune, but wasting money may cost you your financial independence.

    The Cost of living in Los Angeles is crazy expensive and can make it tough for even the most financially savvy people to struggle financially.  Keep reading our post for tips to save on travel, save on taxes, stretch your dollar. Why be stressed about money, when you don’t need to be.

    Live for today, Plan for Tomorrow.  LA always has something fun to do.

    How to Know If You Should Pay Your Taxes with a Credit Card

    Tax Season 2021 is here- and that means you may be asking- Should I put my taxes on a credit card? For those of you who love racking up airline miles or earning cash back, paying your taxes on a …

    RMD Tips: To Maximize Your Retirement Savings

    Financial Planner Shares Tips to Maximize Your Retirement Income by making smart Required Minimum Distribution choices.

    Gays Do it Better – How to Have a Fabulous Financial Planner

    Financial Planning can be fun and fabulous. This is why you should look for the best gay financial planner you can find, to help guide you to gay financial freedom.

    Mega Millions Powerball Tips for Lottery Winners! VIDEO ABC 7 News

    I’m hoping someone you know WON THE $700 million dollar Powerball Lottery Jackpot.  I’d still be excited if you won the small prizes of a million bucks or so. Still a pretty good day.  Powerball Tips for any winner.  As …

    Will the LGBT Community Ever Be Able to Retire Well?

    Will retirement be better or worse for the LGBT Community? While the LGBT community is benefiting from increasing financial prosperity and legal recognition, many economic challenges hit us harder than they do for straight citizens. Like everyone else, we are …

    How to Find Your Financial Independence Level

    What is you level of financial independence. What you need to know to have financial freedom and retire early.

    How to be Fiscally Fabulous the Gay Way? Gay Financial Planner Explains

    We all want to be Fiscally Fabulous, top LGBT Financial Adviser David Rae outlines the top 5 tips to show you HOW TO BE FISCALLY FABULOUS the Gay Way. It’s not just a problem for gay people but when consumerism …

    Are Financial Habits Contagious? Financial Planner LA Weighs In

    Are Financial Habits Contagious? Are you picking up the financial behavior of your friends? Will your friends help you improve your money mojo? Social contagion is all the news. Studies show that kindness, anger, and even obesity are ‘catching’ between …

    Home Made Podcast with Kirk Hawkins – How To Save a Home Down Payment

    Home Made Podcast Episode Description Home Down Payments: David Rae is a Certified Financial Planner, Accredited Investment Fiduciary and President and Founder of DRM Wealth Management. We talked to him about how to make the most of the Coronavirus Quarantine …

    Boot Camp for Smart Home Buyers- Get Yourself Ready NOW!

    The housing market is hot these days. How to get ready to buy the home of your dreams without wreaking havoc on your finances.

    10 Surefire Ways To Never Become a Millionaire

    The Future of Financial Self-Sabotage  10 Surefire Ways to Never Become a Millionaire. When Austin Power’s Dr. Evil set out to extort the world for a million dollars we all cracked up. How quaint, we giggled, when everyone knows that …

    6 Inherited IRA Mistakes That Will Crush Your Inheritance

    Six Inherited IRA Mistakes That Will Destroy Your Inheritance. Let’s be honest. Stress doesn’t help us make smart financial decisions. I think it’s fair to say when we are inheriting money it’s often a busy, hectic and stressful time in …

    Should Los Angeles Homeowners Buy Earthquake Insurance?

    Every time we have a big earthquake, Los Angeles homeowners ask themselves, should I buy Earthquake Insurance?  The right answer for you may be different from the answer to your neighbor when it comes to purchasing Earthquake insurance. LA real …

    ABC Video – Stock Market Tumbles What to do Now?

    The stock market took a tumble on Monday. Setting a record for the largest one day point drop in Dow Jones History.  By the time we are posting this, the stock market has jumped back quite a bit.  Hopefully, you …

    Live Your Best Life with a little Financial Life Planning Los Angeles

    Live Your Best Life Financial Life Planning – Los Angeles Financial Planner David Rae outlines how. Are you living your best life financially? We all have that friend who while dripping in designer duds never seems to have any money.   …

    Smart Ways to Protect Your Finances From Fires Video ABC 7 News

    How would your finances hold up if you were the victim of a natural disaster like the California Wildfires? Financial Expert David Rae is in the studio with David One and Coleen Sullivan on the ABC 7 Eyewitness News Los …

    Will Beyoncé and Coachella SINK Your Finances. + New Album

    Beyonce Coachella should be epic. Are you going? Who can actually afford to attend this huge music festival every year?  Many people are spending thousands if not tens of thousands to attend. Ponder this. Will the single lifestyle paired with …

    How Trump Raised Taxes On Millions Of Californians KTLA Video

    The Tax Cuts and Jobs Act (Trump Tax Plan) is bad for Los Angeles and Californians. From the SALT CAP to other tax changes you need to know about and how much in taxes they will cost you.

    How to Score holiday deals and Drink Wine Video CBS News

    Holiday Shopping Tips Los Angeles to Keep Your Sanity and not break the bank Video CBS News. How to score holiday deals and drink wine Video CBS News Holiday Shopping Tips Los Angeles Shopping Season is stressfulful and YES expensive.  …

    How to Transfer California Property Tax Base from Old Home to New

    One of the biggest advantages of owning a home in California is Proposition 13.  This limits how much your property taxes can go up each year. Many long-time homeowners are paying property taxes based on an assessed value that is …

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    This site has been published for residents of California (Insurance License # OE10562), Arizona, Ohio, Florida, and Colorado. All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security investment or instrument or to participate in any particular trading strategy. Securities and investment advisory services offered through DRM Wealth Management LLC a Registered Investment Adviser. The videos, articles and other content maintained on this site as well as the opinions voiced in this material are resources for educational and general informational purposes only and are not intended to provide specific advice or recommendations for any individual. No information on this site constitutes financial advice and should not take the place of consulting with a certified financial planner and tax, legal or other financial advisor. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing.